Retirement is when we go from a pay cheque to a ‘self-cheque’. In other words, retirement is that stage of life when an investment corpus (and not the individual) generates the income needed for carrying on in life. Ideally, we would want to retire from gainful employment only when an alternate source of income has been provided for. But is retirement readiness only about providing for these financial needs? Isn’t it much more than just managing the finances?